Commercial Property

At Manson Insurance we have many years of experience in arranging flexible insurance solutions for the property sector.

Investment Properties

Our property insurance specialists can tailor cover for investment properties so that all risks are protected including damage to buildings, loss of rental income and property owners' liability. With our specialist knowledge we can arrange for a number of bespoke covers to be included within the insurance.

Property Developers

 Expert advice on insurance cover requirements for property developments can include:

• buildings awaiting demolition, conversion or refurbishment
• constructional work
• all other property on the site such as plant and temporary buildings owned by or the legal responsibility of the Developer

 We offer specialist advice on the different insurance options available and how these can be arranged so that they comply with the contractual arrangements between various parties involved in a property development.

These options can include:

Latent Defects Insurance

This insurance covers damage resulting in or the threat of imminent collapse caused by unknown and built in defects. It is normally applicable to new build contracts for a period of 10, 12 or 15 years. It offers long term protection and avoids the need to establish fault and includes defective workmanship.

Delayed Start Up

Very large sums of money are invested in the construction of property developments and there is always a danger of damage which can cause serious delays in completing the project.

Consequently, it is advisable to insure against losses such as potential rental or other income, or continuation of  interest charges due to a deferment of the completion date.

Many such situations are unique and with our years of experience, we can offer detailed advice.

To request further information or contact one of our advisors, please click here.